There is typically a limited window to file a car accident claim, which varies by jurisdiction (often 1 to 3 years from the date of the accident). If you miss this deadline, you may lose the right to compensation, regardless of who was at fault.
Most people think car accident claims only cover vehicle damage, but if you're injured, you may also claim for medical expenses, lost wages or earning capacity, pain and suffering, and emotional distress.
Insurers may minimize payouts to protect their bottom line. Many claimants accept low settlements without realizing they could pursue more. That’s why consulting a claims specialist before accepting an offer can make a significant financial difference.
